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These Are the Best Years of Your Life –

The years you should spend enjoying the benefits of your hard work….not worrying about the future. As a senior you probably have an active, full, and satisfying life filled with friends, family, activities, and maybe a job you love. This time of your life is a wonderful period. Seniors’ Rights is designed to help you make the most of these years. It provides a thorough explanation of your available options in making some of life’s most important decisions, from what type of health care and which kind of insurance to where to live and how to travel.

The book includes tip boxes that give information about valuable resource on topics such as:

Living on a fixed income
Living trusts
Prescription cost calculator
Social Security credits
Political advocacy groups
In-home health care
Nursing home locator
Traffic safety for seniors

The first step to protecting your rights is to understand them. Written by an attorney, Seniors’ Rights provides you with the information you need to not only recognize your rights, but to use them effectively.

A Review from Booklist (for 1st Edition): The author endeavors to help seniors understand their rights involving medical care, bank accounts, retirement accounts, housing, and discrimination. She explains health insurance options and how to choose health-care providers. Also discussed are financial matters, such as applying for and receiving benefits and pensions as well as bank accounts and investments. A chapter examines options on where seniors can live: nursing homes, assisted living arrangements, continuing care communities, in-home care, staying with a family member, or hospice care for seniors with a life-ending illness. Sember, a lawyer, offers advice on ways to deal with and protect yourself from nursing-home problems, elder abuse, scams, home dangers, predatory mortgage lenders, credit card theft, and dishonest telemarketers. The first step to protecting your rights, as she indicates, is understanding them, and this book will help seniors achieve that goal.
George Cohen Copyright © American Library Association. All rights reserved

Table of Contents

Chapter 1: Finances

Thinking About the Future
Social Security
Retirement Benefits
Bank Accounts
Property Tax Exemptions
Living on a Fixed Income
Reverse Mortgages
Affording Health Care

Chapter 2: Health Insurance

Types of Insurance
Medicare
Medicaid
Private Insurance
Long-Term Care Insurance

Chapter 3: Health Care

Choosing Health Care Providers
Informed Consent
Second Opinions
Medical Privacy
Medical Records
Against Medical Advice
Health Care Directives
Hospital Visitation Access
Affording Prescriptions
Medical Trials
Staying Healthy at Home

Chapter 4: Lifestyle

Assistance with Meals
Utility Assistance
Transportaion
Income Tax Relief
Senior Centers
Senior Discounts
Reading
Employment
Volunteering

Chapter 5: Housing

Living at Home
Mobile Homes
Rentals
In Home Health Care
Self-Provided Care
Snowbirds
Apartment Life
RV Life
Living With Family
Senior Living
Adult Day Care
Assisted Living
Nursing Homes
Hospice
Continuing Care Retirement Communities

Chapter 6: Safety

Senior Abuse
Problems in a Nursing Home
Scams
Credit
Predatory Mortgage Lenders
Home Safety

Chapter 7: Family Issues

Grandparents' Visitation Rights
Raising Grandchildren
Divorce
Remarriage
Cohabitation
Stepfamily

Chapter 8: Planning for the Future

Making Decisions
Wills and Estates
Trusts
Powers of Attorney
Health Care Directives and Proxies
Organ Donation
Autopsies

Chapter 9: Loss of a Spouse

Funeral Law
Obituaries
Safety
Applying for Benefits
Probate
Changing Ownership

Chapter 10: Discrimination and Disabilities

Employment Discrimination
Housing Discrimination
Credit Discrimination
Disabilities
Access for the Disabled
Disability Benefits
Guardianship

Chapter 11: Veteran's Benefits

Disability Compensation
Disability Pension
Dependency and Indemnity Compensation
Death Pension Benefit
Burial Plot Allowances
Burial Flag
POW Benefits
Loan Guarantees
Health Benefits
Other Benefits

Chapter 12: Legal Assistance

Free Legal Advice
Pension Rights
Attorney Referral Program

Appendix A: Organizations

Appendix B: Web Sites

Appendix C: Senior Legal Hotline Directory

Appendix D: State Specific Resources

Appendix E: Nursing Home Resident's Rights in the US

Appendix F: Nursing Home Checklist

Appendix G: Forms

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