Brette Sember

The ultimate guide to credit and debt. Learn how to obtain, understand and correct your credit report. Find out your rights as a debtor under federal law, including information about how to stop those harassing phone calls. Learn about bankruptcy, budgeting, finding cash in your budget, reducing your debts and negotiating with your creditors. The book also addresses how to cope with the emotional aspects of debt and how to plan for the future and build a solid credit rating. The book includes forms and sample letters to help you take action with your financial situation. This book is also available at Staples and Office Depot as well as local and online booksellers.

Two Ways to Order Online

About.com

Suite101.com

MomsBudget.com

The book includes:
- Disputing bills
- Understanding Your Credit Score
- Building Good Credit
- Educationg Children about Debt
- Consolidating Student Loans
- State-by State Resources
- Related Statutes and Codes
- Plain English Glossary
- Ready to Use Blank Forms
- Step-by-Step Instructions

Forms include:
- Budgeting worksheets
- Letter requesting credit report
- Letter disputing credit report
- Debt prioritization checklist

IParenting.com:
Harmony and Money Mistakes

SheKnows.com

YouthSpecialties.com

Spanish Version

Two other Spanish titles using sections of this book

Como Organizar un Presupuest

Negociando su Credtio